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Paying in Full or with Shop Pay Installments

Perhaps one of the most exciting features from Shop Pay is how the customer can choose to either pay in full at the moment of purchase or spread it into multiple payments.

Here's how it works:

1. The customer picks Shop Pay Installments.
2. They get to choose to make four equal installments instead of one full payment.
3. The customer selects a debit or credit card to pay the first payment and future installment payments.
4. The account walks customers through a brief identity verification process to pay later. Eligibility is more about preventing fraud. They don't check credit scores.
5. The customer agrees to terms, authorizes the payment through Shop Pay (Affirm handles their installment processing).
6. For security, the app texts the customer a 6-digit verification code to complete the process.

What about late fees?

Shop Pay installments don't work like a credit card. There are no fees, penalties, or additional charges to break a payment into installments. It's possible to make early payments through the same checkout page but, unlike credit card payments, they don't charge a fee if you miss a payment. However, you may get restricted or banned from Shop Pay installments if you make a partial or late payment.

What Qualifies a Transaction for Shop Pay Installments?

In order to have the option for Shop Pay Installments (where you pay four equal installments instead of one lump sum) the transaction must be between $50 and $3,000 USD. This amount includes taxes, shipping, and discounts.

 

 

 

 

 

 

 

 

 

 

Extended info on Shop Pay and how it works can be found here (outside link)

Thank you for your interest in advertising with us! Please follow the links below to your intended area of advertising. Feel free to come back and utilize them both if needed.

 

Shipping:

Clothing and Home Goods: Items are produced or custom printed order by order. We have a turnaround time of 5-7 days or less during non eventful times of the year and 8-12 days during eventful times.

Example of eventful times is when a large majority of the country is placing orders at the same time for similar reasons such major Holidays, particularly Christmas, New Years, Mother and Father's Day. Another eventful time may be a promoted event run by our page that has a clear start and end date that would produce a large amount of sales in a small amount of time. We generally run these events for organizations and the extended production is noted as a reminder within the event. Items are shipped via USPS

Shipping is free within the Continental US, if you live in the outlying US States please click here. International shipping is calculate via USPS International Shipping Rates.

 

Books for Book Fairs: Books generally arrive within 14 days or sooner with most arriving in less than a week. They ship via FedEx

 

Return Policy: 

 

Clothing and Home Goods:

Since the customer has complete control over what size, color and design the choose on the site and each order is custom made to what they have selected, returns are not accepted nor will items be refunded solely on the basis of disliking the fit, color or design. We do not stock inventory, all products are made to order. Exchanges are considered if product arrives damaged but proof must be sent via email to here with the subject "DAMAGED ITEM" within 24 hours of delivery via the tracking number. We require a picture for proof of manufacturer or design error. We will respond to your email within 48 hours with an exchange. Again, we will not issues returns or exchanges for a product that does not fit as expected. Every brand fits a little different, if you have sizing questions please reach out before the sale so we can help you choose the right size for your body type. WE ARE HAPPY TO HELP YOU FIT YOUR BODY TYPE! And we know how to help you find what works so there is minimal stress in your shopping experience. We want you to have a happy shopping experience. We require this time frame to eliminate and discourage fraudulent returns, we understand damages happen, we simply want to weed out real exchanges from fraudulent ones. Product will be replaced if damage due to manufacturing process or the postal service is found to be negligent. A store credit can also be issued, whichever suits the customer best.

Books: Since our books are sold through UsBorne, we follow their return policy as follows: "We accept exchanges or refunds for up to 30 days after your purchase. After the 30 days has expired, we only accept merchandise for ½ price replacement.  Lifetime ½ Price Replacement Policy: Customers may return damaged or defective product to us, and we will replace it for ½ price plus a $6.00 handling fee for the lifetime of the customer. Even if the dog chews it up, we will replace it at half the cost plus shipping!"

Need some extra cash? We got you!